This is because we not have your own personal all about our bodies; this is often because of a wide range of reasons including information security legislation or perhaps you formerly asked us to get rid of it. Then please give us a call on 01202 629798 if you aren’t able to login to the online portal. Certainly one of our agents will ask you to answer some questions regarding whenever you had been a consumer of ours. We shall attempt to suit your data as to what we’re able to recover. Please be aware, in many cases we possibly may struggle to match customer that is enough to validate your eligibility to vote, meaning you won’t manage to vote in the Scheme.
Do i need to vote?
You don’t need to vote from the Scheme. But, we’d encourage if you think you have a valid claim to make that you do, so that your views as an Amigo customer are represented, especially.
What goes on if i actually do maybe perhaps maybe not vote in preference of the Scheme, or usually do not vote at all?
If it is approved if you either vote against the Scheme, or do not vote at all, you will still be able to submit a claim in the Scheme. You are allowing others to make the decision on your behalf regarding how your claim will be dealt with if you do not vote on the Scheme.
What goes on in the event that vote is unsuccessful?
If the Scheme will not get sufficient votes ‘for’, what this means is it isn’t authorized by clients. Amigo will enter insolvency. Any redress claims of Amigo borrowers and guarantors should be classed as unsecured creditor quantities within the insolvency. Its extremely most likely that within an insolvency, unsecured creditors will get absolutely absolutely nothing. Voting ‘for’ the Scheme may help avoid this from taking place.
Whenever will the Scheme meeting be held?
The Scheme conference (for the clients, previous and present, in addition to FOS) are going to be held practically by Video Conference on 12 might 2021 because of the ongoing pandemic that is covid-19. We estimate that the meeting usually takes as much as five hours and certainly will ask should you want to attend, which you register ahead of time through our web site. This might be to ensure we are able to give suitable access. Us know you wish to attend the meeting, you will be contacted with attendance details if you’ve let. There is no need to go to the meeting so that you can vote. Voting can be carried out beforehand on our Scheme internet site.
Will the Scheme impact my loan repayments?
You ought to continue making repayments on your loan, whether or not the Scheme is authorized. The mortgage conditions and terms remain as consented whenever loan had been applied for. The repayments you make and continue steadily to make is likely to be factored to the valuation of every Scheme that is valid claim you have.
What exactly is redress?
Redress is just re payment (money or an modification to your loan stability) which can be because of you when you yourself have a claim against Amigo as you are or have now been: a debtor that took down that loan from Amigo Loans Ltd (Amigo) that will not need been made as you could maybe not manage to repay it; or even a guarantor for the Amigo loan and either: (a) that loan should not need been made; or (b) you must not happen accepted as being a guarantor since you could perhaps not manage to make repayments; or even a debtor or a guarantor of a Amigo loan along with just about any declare that might arise away from, or in reference to, an Amigo loan.
Do i have to make use of an adviser, generally known as a Claims Management Company (CMC), to simply help me claim settlement?
No. The procedure happens to be made to be easy for clients to accomplish and to make certain that there isn’t any reap the benefits of utilizing a CMC. Before agreeing to its service if you decide to use a CMC, please make sure you understand the services they are offering and how much their involvement will cost you. Notably, your capability to create a claim for money will be increased in the event that you vote ‘for’ the Scheme. You are allowing others to make the decision on your behalf if you choose not to vote.